Single scheme

Which pension scheme?
Flow chart to help you decide which pension scheme you are are in

The Single Public Service Pension Scheme (“Single Scheme”) commenced with effect from 1 January 2013.

In general, all new entrants employed in pensionable public service posts, on or after 1 January 2013, are members of the Single Scheme.

The rules of the Single Scheme are set out in the Public Service Pensions (Single Scheme and Other Provisions) Act 2012. The main provisions are:

  • Career-average earnings (rather than final salary) are used to calculate benefits;
  • A pension and lump sum amount (‘referable amount’) accrue each year and are up-rated each year by reference to the Consumer Price Index;
  • Minimum pension age for most members is linked to the State Pension age (66 years currently, rising to 67 in 2021 and 68 in 2028);
  • Compulsory retirement age of 70 years;
  • Pension increases are linked to the Consumer Price Index. 

See also:

Frequently asked questions relating to the Single Scheme (pdf document, size 668.9 KB)

Relevant legislation and circulars (pdf document, size 38.9 KB)